Fixed Rate Mortgages

If you like to plan for the long-term and don't like to take risks, you might want to consider a fixed-rate loan. "Fixed" means that your interest rate and monthly loan payments remain the same for the life of your loan. We offer 15, 20 and 30 year fixed-rate terms. We establish your interest rate and monthly payment amount when the rate is locked in.

Advantages

  • Guaranteed rate for the term of the loan once you lock.
  • Protection from rising interest rates.
  • Fixed monthly payment amount.

Consider a Fixed-Rate Mortgage If:

  • Your income is consistent and reliable.
  • You plan on keeping the same mortgage for seven years or more.
  • You're looking to get into a home with the lowest down payment possible.

Click the link to see our current Mortgage Loan Rates

» Mortgage Qualifying Income Calculator

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