Skip Navigation

HELOC Promotion

Act now and lock in this great rate today!
A home equity can give you the flexibility you need. A Home Equity is ideal for:
  • Home improvements
  • Medical bills
  • Educational expenses
  • Life events such as a baby or wedding
  • Small business expenses
If you need more information call us at 270-465-8193.

*APR – Annual Percentage Rate. 

1. Apply by securely logging onto and click the Online Mortgage Tab. Your loan amount will be determined by your home value, available equity and credit history. Home Equity Line of Credit rates are variable and subject to fluctuations based on the Wall Street Journal Prime Rate. The Wall Street Journal Prime rate is 5.50% APR* as of 03/20/19 and will be subject to change quarterly after the initial rate introductory period. The maximum APR 19.000%. Up to 90% LTV.  Property insurance required. Appraisal may be required. Citizens Bank checking account required. Subject to credit approval. Terms subject to change without notice. Closing completed by 09/30/2019. Apply online only. New accounts only.

2. Closing Costs: $99.00 is the total cost to the customer for the “closing costs” of the mortgage. 
Closing cost may include items such as appraisal fees, mortgage preparation fees and title opinion fees.