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Home Equity Line of Credit

Citizens Bank’s Home Equity Line of credit is a revolving, variable rate line of credit based on the available equity in your home. Because it is a line of credit you can get the money you need when you want it.
Home equity lines of credit are ideal for:

  • Home improvements.
  • Educational and medical expenses.
  • Life events such as a new baby or wedding.
  • Small business expenses.
Interest Rates: Interest rates are tied to the prime rate. You only pay interest on the portion of the line you use. Interest may be tax deductible.

*APR (Annual Percentage Rate) Subject to credit approval. The APR can vary quarterly and is equal to the quoted Wall Street Prime Rate. Property must be 1-4 Family owner occupied. Property insurance is required. 80% Loan-To-Value, (70% Condos). Maximum APR 19%.

If you need more information, call us at 270-465-8193.

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*Loans are not covered by FDIC Insurance.

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