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Security Benefits

Credit Score and Credit File Monitoring*

Club members are entitled to receive daily monitoring of their Equifax Credit Report™ for key changes (email/wireless alerts), as well as unlimited online access to their Equifax Credit Report. It is a great feeling to get your "No news is good news" emails to let you know that nothing unusual has hit your credit report! 

Credit Card Registration 

Register your credit, debit and ATM cards and have the peace of mind of knowing your cards are protected and your liability is limited should your cards become lost or stolen. With one toll-free phone call you will be able to cancel your missing cards, stop unauthorized use and request replacement cards.

Insurance Benefits

$10,000 Accidental Death & Dismemberment Insurance

The Club Account coverage includes $10,000 of 24-hour Accidental Death & dismemberment Insurance. *Benefit reduces to 50% at age 70. Coverage is divided equally among joint account holders. 

$5,000 Identity Fraud Expense Reimbursement Coverage**

You are protected with $5,000 of identity theft coverage to cover expenses incurred in the recovery of a stolen identity....such as lost wages, legal fees, certified mail and long distance charges. Members who fall victim to identity theft will receive an ID Theft Recovery Kit to assist in the process of restoring identity profiles and credit records.

Financial Benefits

  • Free Personalized Checks (Limit two boxes annually)
  • Free Citizens Express VISA Debit
  • Free Express Online Banking
  • Free Online BillPay
Health Benefits

Prescription Drug Plan

As a member, receive discounts on prescription drugs for you and your immediate family. Save up to 30% on average on brand name and generic prescription drugs. Our card is welcomed at approximately 40,000 pharmacies, including a wide variety of national retail chains, as well as independent pharmacies. This is not insurance.

EyeCare & EyeWear

Members receive up to 10 - 30% discounts on medical eye examinations and eye surgery procedures, including LASIC, where available. Save up to 60% on eyeglasses, contact lenses, and non-prescription sunglasses.

Shopping Benefit

Cash Back Member Rewards

Start receiving Cash Back Member Rewards today! You can earn cash back on your everyday purchases - such as groceries, household supplies, entertainment. Save your receipts and submit quarterly for cash back rewards.

Travel & Entertainment Benefit

Entertainment SaversGuide®

The SaversGuide® Directory lists thousands of hotels and restaurants where you can obtain great discounts just by showing your SaversGuide Membership Card. The directory also contains discounts to movie theaters and money-saving coupons from top national merchants across the country. To enjoy even more savings, visit the SaversGuide web link located within the directory.

Plus other money-saving benefits and services!

*Credit file monitoring services are provided through Equifax Credit Watch Gold. Equifax, Equifax Credit Report, and Equifax Credit Watch are trademarks of Equifax Inc. Equifax's credit monitoring products are protected under US Patent No. 7,208,052. You will be required to complete Equifax's identity authentication. The Equifax products are a part of your Personal Identity Protection Plan membership and you will not be asked for any additional Payment.** Identity Fraud Expense Reimbursement Master Policy underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT 06183. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on our underwriting qualifications and state regulations. Coverage not available for residents of New York. 

Special Insurance Program Notes: The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

Insurance Products: Not insured by FDIC or any Federal Government Agency. Not a deposit or guaranteed by the bank or any bank affiliate.

A $100.00 deposit is required to open the account.

* "Monthly Membership Fee" Standard Club- $5.00, Family Club- $7.00

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ID Theft can happen anywhere. 

Learn more about protecting your finances from fraud.
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